{"id":29397,"date":"2021-06-05T17:50:31","date_gmt":"2021-06-05T09:50:31","guid":{"rendered":"https:\/\/therfiles.com\/?p=29397"},"modified":"2023-11-19T17:26:58","modified_gmt":"2023-11-19T09:26:58","slug":"investment-on-kwsp","status":"publish","type":"post","link":"https:\/\/therfiles.com\/investment-on-kwsp\/","title":{"rendered":"How To Invest on KWSP i-invest"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"29397\" class=\"elementor elementor-29397\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c64d06 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c64d06\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eda3355\" data-id=\"eda3355\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b99b67 elementor-widget elementor-widget-text-editor\" data-id=\"8b99b67\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><img decoding=\"async\" class=\"alignnone wp-image-29409\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-epf-malaysia-300x145.png\" alt=\"\" width=\"250\" height=\"121\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-epf-malaysia-300x145.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-epf-malaysia.png 323w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/p><p>KWSP i-invest is a secure Members Investment Scheme through i-Account with Consolidated View to diversify your retirement portfolio by investing a portion of your EPF savings. All Malaysians &amp; Permanent Residents (PR) who have sufficient savings with the EPF are eligible. Non Malaysians or PR who registered as EPF Members before 1 August 1998 can also participate.<\/p><p><a href=\"https:\/\/www.kwsp.gov.my\/documents\/20126\/131635\/User+Guide+i-Invest+%28web+version%29.pptx\/2e849243-6bb4-1e58-0079-5d37937c3514?t=1566181467543\" target=\"_blank\" rel=\"noopener\">KWSP i-invest User Guide<\/a> (Buying,\u00a0 Redeem, Switch Processes, Transaction History, Fund Analysis, etc.)<\/p><p><a href=\"https:\/\/www.kwsp.gov.my\/member\/investment\" target=\"_blank\" rel=\"noopener\">Website<\/a><\/p><p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-29436\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-i-invest-options.jpg\" alt=\"\" width=\"500\" height=\"500\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-i-invest-options.jpg 960w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-i-invest-options-300x300.jpg 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-i-invest-options-150x150.jpg 150w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-i-invest-options-768x768.jpg 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-i-invest-options-600x600.jpg 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/kwsp-i-invest-options-100x100.jpg 100w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/p><br \/><p>For first time user:<\/p><ul><li>Go to <a href=\"https:\/\/secure.kwsp.gov.my\/member\/member\/login\" target=\"_blank\" rel=\"noopener\">Member Login Page<\/a><\/li><li>Login: Enter Username and Password<\/li><li>Select &#8220;i-INVEST&#8221; on the top Menu\u00a0<\/li><\/ul><p><img decoding=\"async\" class=\"aligncenter wp-image-50740 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-i-invest-1024x86.png\" alt=\"kwsp i-invest\" width=\"1024\" height=\"86\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-i-invest-1024x86.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-i-invest-300x25.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-i-invest-768x64.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-i-invest-1536x129.png 1536w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-i-invest-600x50.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-i-invest.png 1930w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><br \/><ul><li>You will have to complete the Suitability Assessment (SA) which is used to profile you as an investor and enable you to conduct more informed investment decisions.<\/li><\/ul><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-50742\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-18-at-10.33.58-PM.png\" alt=\"\" width=\"500\" height=\"298\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-18-at-10.33.58-PM.png 986w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-18-at-10.33.58-PM-300x179.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-18-at-10.33.58-PM-768x458.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-18-at-10.33.58-PM-600x358.png 600w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/p><br \/><ul><li>Answer the assessment questions<\/li><\/ul><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-50743\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-questions-1024x578.png\" alt=\"\" width=\"600\" height=\"339\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-questions-1024x578.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-questions-300x169.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-questions-768x433.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-questions-1536x867.png 1536w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-questions-600x339.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/kwsp-questions.png 1900w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p><br \/><ul><li>Next you may use the Fund Tools to help you choose the right Funds<\/li><\/ul><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-50744 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-19-at-1.56.42-PM-1024x165.png\" alt=\"\" width=\"1024\" height=\"165\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-19-at-1.56.42-PM-1024x165.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-19-at-1.56.42-PM-300x48.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-19-at-1.56.42-PM-768x123.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-19-at-1.56.42-PM-1536x247.png 1536w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-19-at-1.56.42-PM-2048x329.png 2048w, https:\/\/therfiles.com\/wp-content\/uploads\/2022\/08\/Screenshot-2022-08-19-at-1.56.42-PM-600x96.png 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><br \/><h6><strong>*data shown below may not reflect the current value<\/strong><\/h6><h3>Funds Selector &#8211; Analysis<\/h3><p>Filter the funds you will be interested in for example by <strong>Category<\/strong> (Equity, Bond, Mixed Asset, Money Market, Property), <strong>Geographical Sector <\/strong>(Malaysia, Global, USA, China, Greater China, etc.), <strong>Volatility Classification<\/strong> (riskiness of the fund), <strong>Consistent Return Rating<\/strong> (fund&#8217;s past performance), etc.<\/p><br \/><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29420 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/fund-selector-kwsp-1024x448.png\" alt=\"fund selector kwsp\" width=\"1024\" height=\"448\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/fund-selector-kwsp-1024x448.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/fund-selector-kwsp-300x131.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/fund-selector-kwsp-768x336.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/fund-selector-kwsp-600x262.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/fund-selector-kwsp.png 1457w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><br \/><p>To compare the funds performance, you can select the options to look at the Annualised, Cumulative, Calendar Year Performances, or in the form of Table or Chart.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29431 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/list-of-funds-kwsp-1-1024x533.png\" alt=\"\" width=\"1024\" height=\"533\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/list-of-funds-kwsp-1-1024x533.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/list-of-funds-kwsp-1-300x156.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/list-of-funds-kwsp-1-768x400.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/list-of-funds-kwsp-1-600x312.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/list-of-funds-kwsp-1.png 1471w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><br \/><p>You can select (check box) the funds that you are interested in and click on &#8220;Chart Centre&#8221; at the top, to generate the Chart Comparison. Member is advised to make comparison from the same fund category for your assessment, though comparison from different categories are allowed.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29432 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/chart-centre-kwsp-1024x446.png\" alt=\"\" width=\"1024\" height=\"446\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/chart-centre-kwsp-1024x446.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/chart-centre-kwsp-300x131.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/chart-centre-kwsp-768x335.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/chart-centre-kwsp-600x261.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/chart-centre-kwsp.png 1441w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><br \/><p>Click into the fund to look at it individually in more detail.<\/p><h3>How to Buy A Fund<\/h3><h4 class=\"font-500 text-white ng-binding\">Example: Eastspring Investments Dinasti Equity Fund<\/h4><p><strong>Eligible investment amount<\/strong> will be shown on the left sidebar. <strong>Fund Charges<\/strong> such as the Annual Management, Trustee, Switching, Redemption Fee and Sales Charge are displayed at the bottom of the page.<\/p><p>Enter\u00a0investment amount in RM (minimum amount: RM1,000). Click \u2018proceed to checkout\u2019.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29413 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-kwsp-investment-1024x249.png\" alt=\"Eastspring Investments Dinasti Equity Fund - kwsp investment\" width=\"1024\" height=\"249\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-kwsp-investment-1024x249.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-kwsp-investment-300x73.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-kwsp-investment-768x187.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-kwsp-investment-1536x374.png 1536w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-kwsp-investment-600x146.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-kwsp-investment.png 1790w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29390 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-info-1024x454.png\" alt=\"\" width=\"1024\" height=\"454\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-info-1024x454.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-info-300x133.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-info-768x340.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-info-1536x681.png 1536w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-info-600x266.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/Eastspring-Investments-Dinasti-Equity-Fund-info.png 1760w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29371 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/charges-fees-kwsp-funds-investment-1024x530.png\" alt=\"Eastspring Investments Dinasti Equity Fund\" width=\"1024\" height=\"530\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/charges-fees-kwsp-funds-investment-1024x530.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/charges-fees-kwsp-funds-investment-300x155.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/charges-fees-kwsp-funds-investment-768x397.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/charges-fees-kwsp-funds-investment-600x311.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/charges-fees-kwsp-funds-investment.png 1252w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p><br \/><p>List of FMI\/IUTA funds availability and initial sales charge will be displayed. Click \u2018Buy\u2019 button based on FMI\/IUTA listings. To understand more about <a href=\"#trustee\">Trustee Fee, Click here<\/a>.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29561 size-large\" src=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/buy-i-invest-select-fund-1024x413.png\" alt=\"buy i-invest select fund\" width=\"1024\" height=\"413\" srcset=\"https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/buy-i-invest-select-fund-1024x413.png 1024w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/buy-i-invest-select-fund-300x121.png 300w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/buy-i-invest-select-fund-768x310.png 768w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/buy-i-invest-select-fund-600x242.png 600w, https:\/\/therfiles.com\/wp-content\/uploads\/2021\/06\/buy-i-invest-select-fund.png 1345w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><br \/>System will pop up the disclaimer. Click \u2018OK\u2019 button to proceed with buy transaction<\/p><br \/><p>For breakdown of fund&#8217;s investment Sectors, Securities, Equity Holdings, growth measures, etc. you can use <a href=\"https:\/\/my.morningstar.com\/my\/report\/fund\/portfolio.aspx?t=0P0000MQ20\" target=\"_blank\" rel=\"noopener\">morningstar.com<\/a><\/p><br \/><h3>Definitions<\/h3><h4>Eligible Investment Amount<\/h4><p>(Balance in Account 1 &#8211; Basic Savings) x 30%<\/p><p><a href=\"https:\/\/www.kwsp.gov.my\/member\/investment\" target=\"_blank\" rel=\"noopener\">Calculate it here<\/a><\/p><br \/><h4>NAV Per Unit<\/h4><blockquote><p><strong>Net Asset Value (NAV) per unit<\/strong> = (Assets &#8211; Liabilities) \/ Total number of outstanding shares<\/p><\/blockquote><p>NAV per unit is calculated at the end of each trading day based on the closing market prices of the portfolio&#8217;s securities.<\/p><br \/><h4>The FINANCIAL MANAGEMENT INSTITUTIONS (FMIs) appointed are:<\/h4><ul><li><strong>Unit Trust Management Company<\/strong> &#8211; Companies managing member investments in unit trust funds; and<\/li><li><strong>Fund Management Company<\/strong> &#8211; Companies that manage member investment according to their personal mandate.<\/li><\/ul><br \/><h4><strong>UNIT TRUST INSTITUTE ADVISOR (IUTA)<\/strong><\/h4><p>A company \/ agency including a bank that is authorised to market unit trust funds from various FMIs.<\/p><br \/><h4>Annualized Return<\/h4><p>the geometric average of annual returns of each year over the investment period.<\/p><p><strong>Example (<a href=\"https:\/\/corporatefinanceinstitute.com\/resources\/knowledge\/trading-investing\/annual-return\/\" target=\"_blank\" rel=\"noopener\">source<\/a>):<\/strong><\/p><p>You invest $2000 in a fund. After 3 years, the value from selling the fund is $3000<\/p><h4>Annualized return = <img decoding=\"async\" src=\"https:\/\/cdn.corporatefinanceinstitute.com\/assets\/annual-return5.png\" alt=\"Annualized Rate of Return\" \/><\/h4><p><a name=\"trustee\"><\/a><br \/><br \/><\/p><h4>Trustee Fee<\/h4><p>It is a fee imposed by trustees or custodians for the safeguarding of your assets with FMIs.<br \/><strong>Example:<\/strong> If Trustee fee is 0.06% per annum of NAV (market value of all the securities in the fund), subject to a minimum fee of RM18,000 and a maximum fee of RM600,000 per annum.<\/p><p><span style=\"text-decoration: underline;\"><strong>If NAV is RM800 million<\/strong><\/span><br \/>0.06% x 800 million = RM480,000<br \/>RM480,000 is more than RM18,000 and less than RM600,000, trustee fee is 0.06%<br \/><span style=\"text-decoration: underline;\"><strong>If NAV is RM1.6 billion<\/strong><\/span><br \/>0.06% x 1.6 billion = RM960,000<br \/>RM960,000 is more than RM600,000, so trustee fee is RM600,000 = 0.04% per annum<\/p><br \/><h4>Source<\/h4><p>kwsp.gov.my<\/p><p>investopedia.com<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>KWSP i-invest is a secure Members Investment Scheme through i-Account with Consolidated View to diversify your retirement portfolio by investing a portion of your EPF savings. All Malaysians &amp; Permanent Residents (PR) who have sufficient savings with the EPF are eligible. Non Malaysians or PR who registered as EPF Members before 1 August 1998 can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29436,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[447,429,441],"tags":[],"class_list":["post-29397","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-wealth","category-web"],"_links":{"self":[{"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/posts\/29397"}],"collection":[{"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/comments?post=29397"}],"version-history":[{"count":0,"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/posts\/29397\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/media\/29436"}],"wp:attachment":[{"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/media?parent=29397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/categories?post=29397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/therfiles.com\/wp-json\/wp\/v2\/tags?post=29397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}