KWSP i-invest is a secure Members Investment Scheme through i-Account with Consolidated View to diversify your retirement portfolio by investing a portion of your EPF savings. All Malaysians & Permanent Residents (PR) who have sufficient savings with the EPF are eligible. Non-Malaysians who registered as EPF Members before 1 August 1998 can also participate.
KWSP i-invest User Guide (Buying, Redeem, Switch Processes, Transaction History, Fund Analysis, etc.)
For first time user, go to Member Login Page
Login -> Select “Investment” on the top Menu -> Click to Start invest now
*data shown below may not reflect the current value
Funds Selector – Analysis
Filter the funds you will be interested in for example by Category (Equity, Bond, Mixed Asset, Money Market, Property), Geographical Sector (Malaysia, Global, USA, China, Greater China, etc.), Volatility Classification (riskiness of the fund), Consistent Return Rating (fund’s past performance), etc.
To compare the funds performance, you can select the options to look at the Annualised, Cumulative, Calendar Year Performances, or in the form of Table or Chart.
You can select (check box) the funds that you are interested in and click on “Chart Centre” at the top, to generate the Chart Comparison. Member is advised to make comparison from the same fund category for your assessment, though comparison from different categories are allowed.
Click into the fund to look at it individually in more detail.
How to Buy A Fund
Example: Eastspring Investments Dinasti Equity Fund
Eligible investment amount will be shown on the left sidebar. Fund Charges such as the Annual Management, Trustee, Switching, Redemption Fee and Sales Charge are displayed at the bottom of the page.
Enter investment amount in RM (minimum amount: RM1,000). Click ‘proceed to checkout’.
List of FMI/IUTA funds availability and initial sales charge will be displayed. Click ‘Buy’ button based on FMI/IUTA listings.
System will pop up the disclaimer. Click ‘OK’ button to proceed with buy transaction
For breakdown of fund’s investment Sectors, Securities, Equity Holdings, growth measures, etc. you can use morningstar.com
Eligible Investment Amount
(Balance in Account 1 – Basic Savings) x 30%
Net Asset Value (NAV) = (Assets – Liabilities) / Total number of outstanding shares
NAV is calculated at the end of each trading day based on the closing market prices of the portfolio’s securities.
The FINANCIAL MANAGEMENT INSTITUTIONS (FMIs) appointed are:
- Unit Trust Management Company – Companies managing member investments in unit trust funds; and
- Fund Management Company – Companies that manage member investment according to their personal mandate.
UNIT TRUST INSTITUTE ADVISOR (IUTA)
A company / agency including a bank that is authorised to market unit trust funds from various FMIs.
the geometric average of annual returns of each year over the investment period.
You invest $2000 in a fund. After 3 years, the value from selling the fund is $3000
Annualized return =